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Community Matters Copy

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At Village Bank, it’s community that matters. 

Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also considers this record when deciding on certain applications submitted by us. Your involvement is encouraged.

You are entitled to certain information about our operations and our performance under CRA. Including, for example, information about our branches, such as their location and the services provided at them. Also available is the public section of our most recent CRA Performance Evaluation, prepared by the FDIC, and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information at our corporate office located at 13319 Midlothian Turnpike, Midlothian, Virginia, 23113.

At least thirty (30) days before the beginning of each quarter, the FDIC publishes a nationwide list of banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Director, Federal Deposit Insurance Corporation, Division of Supervision and Consumer Protection, New Your Regional Office, 350 Fifth Avenue, Suite 1200, New York, New York, 10118.

You may send written comments about our performance in helping to meet community credit needs to:

James E. Hendricks, Jr.
President and Chief Executive Officer
Village Bank
Post Office Box 330
Midlothian, Virginia 23113

and to the FDIC Regional Director. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public. You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Director an announcement of our applications covered by the CRA filed with the FDIC.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.