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Informational Posts
6 Tips for Using Credit Cards Wisely
Credit cards are in the wallets of more people today than at any other time in history. Many people obtained their first credit card or began using a credit card they’ve had for a while within the last few years as prices on everything from fuel to food have threatened today’s middle class. No judgment […]
The Psychology of Impulse Spending: Overcoming Temptation and Staying Within Budget
We’ve all been there: That moment when you are on a website or in a store, and you see that item that just speaks to your soul. Do you need it? No. Can you get a better deal on it? Absolutely. Do you want it now? Most definitely. eCommerce websites and retail shops are designed to […]
Practical Tips for Preventing Identity Theft
Identity theft has become a serious problem for Americans. Reports show that the Federal Trade Commission (FTC) received 1.4 million identity theft reports in 2020. To make matters even more concerning, all types of fraud have been on the rise since 2000. While concerning, this news doesn’t have to mean you will become a victim. […]
Effective Strategies for Paying Off Credit Card Balances
Credit cards get a bad rap, but when used properly, they’re actually a great financial tool. They help you build a credit history and can be a lifesaver when emergencies arise. Credit cards can even save you money, thanks to the many generous cash-back programs available today. However, overspending is an easy trap to fall […]
Learn About Autobooks
Relying on third-party payment acceptance apps? Now you can accept digital payments directly through online and mobile banking – and save money. Village Bank now offers digital invoicing and payment acceptance, powered by Autobooks – an easy-to-use solution that includes everything a small business needs to get paid and stay on top of customer payments. […]
Understanding the Difference Between Money Market Accounts and CD’s
In a nutshell, the difference between money market accounts (MMAs) and certificates of deposit (CDs) is that MMAs answer the call for flexibility, providing a safety net for those unexpected moments in life. CDs appeal to the forward-thinkers ready to lock away funds for a promise of higher yields. However, when deciding between these options, […]