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Informational Posts
Teaching Kids About Money: Here’s What You Need to Know
Some downright frightening numbers exist regarding families, kids, and financial literacy. According to a 2023 survey, 38% of parents are concerned that their kids don’t understand the importance and value of money, and 29% of parents are worried about their kids not getting enough financial education in school. While these numbers are disturbing, there’s good […]
Money Management Tips for Newlyweds
Most newlyweds are caught up in a whirlwind of emotions when they first get married—the wedding, the honeymoon, and the overall excitement of starting their lives with someone they love. A huge part of starting your life together means discussing finances. Indeed, money management for newlyweds is important to a successful marriage, and you and […]
10 Affordable Family Activities to Keep You on Budget This Weekend
Finding family- and budget-friendly activities can be tough, but living in the heart of Central Virginia gives you access to various affordable (sometimes even free!) things to do. With our focus on community, Village Bank understands the importance of keeping your finances in check while enjoying meaningful time with your family. Whether you’re looking to […]
6 Tips for Using Credit Cards Wisely
Credit cards are in the wallets of more people today than at any other time in history. Many people obtained their first credit card or began using a credit card they’ve had for a while within the last few years as prices on everything from fuel to food have threatened today’s middle class. No judgment […]
The Psychology of Impulse Spending: Overcoming Temptation and Staying Within Budget
We’ve all been there: That moment when you are on a website or in a store, and you see that item that just speaks to your soul. Do you need it? No. Can you get a better deal on it? Absolutely. Do you want it now? Most definitely. eCommerce websites and retail shops are designed to […]
Practical Tips for Preventing Identity Theft
Identity theft has become a serious problem for Americans. Reports show that the Federal Trade Commission (FTC) received 1.4 million identity theft reports in 2020. To make matters even more concerning, all types of fraud have been on the rise since 2000. While concerning, this news doesn’t have to mean you will become a victim. […]