Business Checking & Savings Accounts

Village-Bank-Business-Banking-Deposit-Products-2

We offer a variety of deposit products for larger commercial customers as well as small business owners. Below are a few of our more popular checking and savings products.

Standard Benefits for all Business Checking Accounts

Free Mobile Banking with mobile deposit and bill pay.
Free Online Banking with bill pay and eStatements.
Free Debit MasterCard.
Fraud protection with Sentinel
Free card fraud protection with CardValet app.
Free Notary Service and Medallion Service.
Overdraft Protection Options*
Reduced fee for online wire services.
Reduced fee for online check stop payments.
Positive Pay*
ACH Services*
Remote Deposit Capture.
Zero Balance Accounts.
eAlerts.

_{*Conditions apply. Ask a branch employee for details.}

Important Information About Beneficial Ownership

Options with flexibility.

Reorder checks online:

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Compare Our Business Checking Accounts

Empty	Village Business Checking	Village 4 Business Checking	Village Non-Profit Checking	Village Commercial Analysis Checking
Minimum opening deposit	$100.00	$500.00	$100.00	$100.00
Monthly maintenence fee	None	$12.00 unless minimum balance is maintainted	$7.00 unless minimum balance is maintainted	$17.00
Minimum Balance	None	$2,500.00	$500.00	n/a
Number Of items included	250	500	750	n/a
Cost per item	251+ items $0.35 per item	501 + items $0.35 per item	751+ items $0.15 per item	Varies per transaction type
Interest	No	No	Yes	Earning credit
Free mobile banking	Yes	Yes	Yes	Yes
Free online banking	Yes	Yes	Yes	Yes
Debit MasterCard	Yes	Yes	Yes	Yes
CardValet	Yes	Yes	Yes	Yes
eAlerts	Yes	Yes	Yes	Yes
Free Remote Deposit Capture with balance of $50,000.	Yes	Yes	Yes	Yes
Sentinel Fraud Protection	Yes	Yes	Yes	Yes

Village Business Checking
Designed for businesses or organizations that have low checking activity, defined as handling less than 250 transaction items per month. No interest is paid or earnings credit received.
- Minimum opening deposit $100.00.
- No monthly service fee.
- No minimum balance requirement.
- First 250 transaction items (credits, debits, deposits, deposited items) are free* with no minimum balance requirement. 251+ transaction items are $0.35/item*
_{*Debit/ATM card transactions are exempt from transaction count.}
Village 4 Business Checking
Designed for businesses or organizations with moderate checking account activity defined as handling less than 500 transaction items per month. No interest is paid or earnings credit received.
- Minimum opening deposit $500.00.
- No monthly service fee if minimum daily balance requirement of $2,500 is met.
- Three (3) free cashier’s checks per month.
- First 500 transaction items (credits, debits, deposits, deposited items) are free* 501+ transaction items are $0.35/item*
_{*Debit/ATM card transactions are exempt from transaction count.}
Village Commercial Analysis Checking
Designed for high transaction* and volume businesses. Earnings credit on account balances can be used to offset service charges.
- Minimum opening deposit $100.00.
- Monthly maintenance fee $17.00.
- Unlimited check writing.
_{*Debit/ATM card transactions are exempt from transaction count.}
Village Non-Profit Checking
An interest-earning checking account designed for non-profit organizations.
- Minimum opening deposit $100.00.
- Interest compounded daily and paid monthly on collected balances.
- No monthly service fee if minimum daily balance of $500.00 is met.
- First 750 transaction items (credits, debits, deposits, deposited items) are free* 751+ transaction items are $0.15/item.
Business Savings & Money Market Accounts
We offer businesses a means of improving cash flow by earning interest on funds deposited.
Business Savings Accounts at Village Bank come with the following convenient features:
- Free Online Banking.
- Free Notary Service and Medallion Service.
- Free ATM Card.
Village Business Savings
Basic savings account with low minimum balance requirements.
- Minimum opening deposit $50.00.
- Competitive interest rates.
- Interest compounded daily and paid monthly on collected balances.
- Maximum of six (6) transactions or withdrawals per month, that can be made by ACH, telephone, or similar order made payable to third parties.
- Service fee for each transfer or withdrawal in excess of the monthly limit.
- Unlimited transactions and withdrawals of funds at any Village Bank location, ATM, or by mail.
- No monthly service fee if monthly daily balance requirement of $500.00 is met.
Village Business Money Market
Designed for businesses seeking higher yields and limited check writing privileges.
- Minimum opening deposit $100.00.
- Competitive tiered interest rate.
- Interest compounded daily and paid monthly on collected balances.
- Maximum of six (6) transactions or withdrawals per month, that can be made by check, ACH, telephone, or similar order made payable to third parties.
- Service fee for each transaction or transfer in excess of the monthly limit.
- Unlimited transactions and withdrawals of funds at any Village Bank location, ATM, or by mail
- No monthly service fee if monthly daily balance requirement of $2,500.00 is met.